Credit Concentration Risk: The risk that loans will not perform during slowdown of some particular sector of the economy or some business group to which a bank has large exposure, if any.

A risk concentration is any single exposure or group of exposures with the potential to produce losses large enough (relative to a bank's capital, total assets, or overall risk level) to threaten a bank's health or ability to maintain its core operations.

The difference between stated value, par value, and face value: Stated value is the value assigned by a company, while par value is the nominal value printed on a security's certificate, and face value is the actual value of a security.

The difference between stated value, par value, and face value: Stated value is the value assigned by a company, while par value is the nominal value printed on a security's certificate, and face value is the actual value of a security.