The most widely used source of short-term funding is: TRADE CREDIT.

Since commercial finance companies offer loans to higher risk customers than commercial banks, the interest rates they charge are usually higher than rates charged by banks.

Stocks offering investors a high dividend yield are called INCOME STOCKS.

Issuing bonds increases a firm's debt and may adversely affect the financial community's perception of the firm.

Bonds offering a higher interest rate than other bonds of similar risk, will likely sell at a premium.