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Do you feel that it is fair for these employers to check our credit reports?
Yes, it is. Employers often do background checks on applicants and get consumer reports during their employment. Some employers only want an applicant's or employee's credit payment records; others want driving records and criminal histories. [ For sensitive positions, it's not unusual for employers to order investigative consumer reports — reports that include interviews with an applicant's or employee's friends, neighbors, and associates. All of these types of reports are consumer reports if they are obtained from a CRA. Applicants are often asked to give references. Whether verifying
such references is covered by the FCRA depends on who does the verification. A reference verified by the employer is not covered by the Act; a reference verified by an employment or reference checking agency (or other CRA) is covered. Section 603(o) provides special procedures for reference checking; otherwise, checking references may constitute an investigative consumer report subject to additional FCRA requirements. ]
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Asked 9/11/2011 12:30:57 PM
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What does mortgage mean?
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Updated 12/7/2014 9:40:12 AM
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Mortgage means a debt instrument, secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments.

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what main points would be used when talking about "Can your family afford the price of living in the new state?"
Weegy: The ability of families to meet their most basic needs is an important measure of economic stability and well-being. [ While poverty thresholds are used to evaluate the extent of serious economic deprivation in our society, family budgetsthat is, the income a family needs to secure safe and decent-yet-modest living standards in the community in which it residesoffer a broader measure of economic welfare.1 The family budgets presented in this report take into account differences in both geographic location and family type. In total, this report presents basic budgets for over 400 U.S. communities and six family types (either one or two parents with one, two, or three children). That the budgets differ by location is important, since certain costs, such as housing, vary significantly depending on where one resides. This geographic dimension of family budget measurements offers a comparative advantage over using poverty thresholds, which only use a national baseline in its measurements. ] (More)
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Asked 9/17/2011 12:44:20 PM
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What is a mortgage?
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Updated 7/19/2015 9:31:32 PM
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A mortgage is a legal agreement that conveys the conditional right of ownership on an asset or property by its owner (the mortgagor) to a lender (the mortgagee) as security for a loan.

Added 7/19/2015 9:31:32 PM
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