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identify some of the key changes in the provision of healthcare
Several key changes to health insurance coverage go into effect today, six months after Congress passed the Patient Protection and Affordable Care Act. Changes to all plans, individual and employer-sponsored, [ that are purchased or renewed after today: Extension of coverage • Young adults can stay on their parents' insurance coverage until they are 26, if the adult children do not receive insurance through their employer. No denials for children • Insurance companies cannot deny coverage to children with health conditions. No lifetime limits • Insurance plans cannot impose lifetime
dollar restrictions on essential benefits such as hospitalizations and emergency care. No dropping coverage • It is now illegal for insurance companies to drop someone's coverage except in cases of fraud. Appeals • Insurance companies must make it easier for consumers to appeal the denial of coverage or specific benefits. Changes to individual plans purchased after today (and to employer-sponsored plans that are significantly changed after the company's next renewal period; check with your employer): Free preventive care • Preventive services such as flu shots and mammograms must be provided without a co-pay or deductible. Preventive care also includes blood pressure, cholesterol and diabetes testing, some cancer screenings, health counseling and routine vaccines. Read more: ]
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Expert answered|selymi|Points 7902|
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Asked 4/13/2012 7:39:58 AM
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