Weegy: The function of home insurance is to protect the policy holder from sudden and accidental events that cause property damage and bodily injury. The policy holder is compensated with money for damage that is sustained. [ A premium must be paid to purchase the policy. The amount of premium paid is based on the house being insured and the person needing the insurance. Not all people and homes have the same level of risk. We all know someone we would trust to watch our home and we may know someone we would not let in our house. Not all perils are covered under any insurance policy otherwise the policy would simply say " We cover everything" There will always be something insurance does not cover. What does it cover? Here is a basic list:
1. Fire
2. Theft
3. Smoke
4. Vandalism
5. Wind
6. Hail
7. Vehicles
8. Riot
9. Civil Commotion
10. Earthquake
11. Volcanic ash
12. Lightning
13. Plumbing leaks of all kinds
14. Your dog biting someone
15. Someone falling and getting hurt will at your home
16. You child accidentially pushing over a row of expensive motorcycles
17. You hitting a golf ball and breaking a window
18. Your lawn tractor running away from you and hurting someone else
19. You canoe or small fishing boat that is damaged. ( not large boats)
20. Logs rolling out of the fireplace
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User: can you give me example of company?
Weegy: Some examples of companies that offer home insurance are GEICO, Allstate, State Farm and a lot more.
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