Is it true that term life is available without proof of insurability

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Is it true that term life is available without proof of insurability

If by proof of insurability you mean getting life insurance without having to take a physical exam, yes, there are plans like that. [ Today there are life insurance plans available online that offer life insurance protection without the applicant having to take any health exam to prove insurability. However, there are usually health questionnaires you must answer when you apply online for your no exam life insurance policy. It's always important to answer all questions truthfully on your application for life insurance, because if you lie and die within two years as a result of a health issue

you lied about, your insurance company may deny payment of the death benefit. source: zimbio ]

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Asked 11/19/2011 2:15:58 PM

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