I agree some people do not deserve the credit they have because of things outside of their control. With that said, if there was such a place to explain, wouldn't it be filled with everyone explaining why their bad credit isn't really their fault?

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Asked 11/17/2011 8:53:47 AM

Updated 362 days ago|12/11/2024 9:01:35 AM

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Yes, If there were a place to explain bad credit, it could be filled with people justifying their situations, pointing to factors like job loss or medical expenses. While these circumstances are challenging, they might shift the focus from personal responsibility and make it harder to find solutions for improving credit.

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