Weegy: One advantage of consumer credit is being able to buy things now but pay for them later by either paying in full when one gets a bill or by making payments on the balance or loan. [ It also means not having to carry as much cash around and not having to have as much liquid assets. ] User: Which of the following is a sign of credit trouble? A. Spending limits on credit accounts are increased. B. More credit cards are opened. C. Credit cards are used for big purchases. D. Credit cards are canceled due to poor payment history. (More)