Weegy: I've never actually had to use overdraft protection, and I'm not sure what the fees are (and if they're monthly or what), but I know it can cost people a lot of money in fees, both from the bank and the merchants, if they bounce checks, [ and some people tend to do that a lot. So for them, I would think overdraft protection is a good idea and not a "rip-off." ] (More)

Weegy: Keep track of every purchase you make with your credit card by recording it in a budgeting software such as Quicken or Microsoft Money or in a ledger book and make sure you don't go over a certain limit. [ You should set this limit at the beginning of each month, based on your income and overall cash flow plan. You should save your receipts and enter the purchases in your program or ledger and keep a running total. This way, you're not surprised by the bill when you receive it. ] (More)

Weegy: This is a personal question that requires you to answer based on your own personal experience. Everybody's personal cash flow statement is different and what they take from it is different also. (More)