Weegy: Credit cards are advantageous in that they are very quick and simple to use. There is no need to go and have things processed through a bank, per se. One downside is that many credit cards have very high interest rates.
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A major advantage credit cards have over other forms of consumer credit is that, as long as you pay off the balance in full and on time each month, you don't incur any interest.
Added 12/27/2014 8:22:56 AM
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