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Which law gives you the right to know what is contained in your credit report? A. Fair Credit Reporting Act B. Fair Credit Billing Act C. Equal Credit Opportunity Act D. Truth in Lending
Act
D. Fair Credit Act
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Asked 9/18/2010 2:56:44 PM
Updated 9/18/2010 5:56:10 PM
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The Fair Credit Reporting Act (FCRA) is a United States federal lawthat regulates the collection, dissemination, and use of consumer information, including consumer credit information. Along with the Fair Debt Collection Practices Act (FDCPA), it forms the base of consumer credit rights in the United States. It was originally passed in 1970 and is enforced by the US Federal Trade Commission and private litigants.
Added 9/18/2010 5:56:10 PM
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A. Change your career. B. Review the consumer price index because you will need to buy things. C. Consider buying a larger home. D. Review how the change in your life situation affects your financial plan.
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Asked 9/18/2010 2:48:58 PM
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Which of the following FICO credit scoring factors is carries the greatest weight? A. recent credit activity B. variety of debt sources C. payment history D. debt
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Updated 9/18/2010 5:59:59 PM
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How is FICO® Calculated?
-Payment history 35% of score
-Current credit usage 30% of score
-Length of credit history 15% of score
-Applications for new credit 10% of score
-Total credit types (Mortgage, loans, cars, credit cards etc.) 10% of score
Added 9/18/2010 5:59:59 PM
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