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Q: What are some advantages and disadvantages of using credit cards? Have you ever had a credit card? If so, please share some of your experiences with them.
A: Advantages of using credit cards includes the fact that they're convenient to use (faster than writing a check, which usually requires that you show an ID), you don't have to carry around a lot of cash, [ you can put off actually paying for goods and services at least till you receive the credit card bill, and you can also reap the rewards many cards offer, including cash back (which is great if
you pay off the credit card each month). Disadvantages of using credit cards would be high interest rates (if you carry a balance) and, for some people, credit cards make it a bit too easy to spend a lot of money--money they maybe shouldn't be spending. ]
ramkitten|Points 4125|
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Asked 12/2/2010 4:54:30 PM
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