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Q: functions of disability insurance
A: Insurance exists to provide indemnity, or reimbursement, in the event of an unforeseen loss or tragedy. [ There are different types of insurance policies to cover almost anything you can think of, and countless companies that provide the necessary policies. Automobile Insurance Auto insurance provides protection in the event of an automobile accident or other incident involving a motor vehicle.
The policy is designed to pay for damage to property as well as medical expenses of injured parties. Homeowner's Insurance Homeowner's, or property, insurance protects your house or other real estate from unexpected damage or malicious actions. If your home is damaged, vandalized, or robbed, your homeowner's insurance policy will provide funds, typically in the form of reimbursement, to repair or replace those items affected by the incident. Life Insurance Life insurance provides a lump sum of money to your chosen beneficiaries in the event of your death. Some types of life insurance expire after a certain number of years, while other types last forever. Health Insurance Health insurance pays the bulk of your medical expenses when you need treatment. Most policies limit your potential expenses to relatively minor deductibles and participation costs called co-pays. Disability Insurance Disability insurance pays you a monthly benefit if you get injured and are unable to perform the normal functions of your job. These payments will continue until you are well again or until you exhaust your benefits. Long-Term Care Insurance If you need to stay in a nursing home or assisted living facility, long term care insurance will pay a daily or monthly benefit toward the cost of that care. These payments will continue until you no longer need that care or until you have exhausted your benefits. ]
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Original conversation
User: functions of disability insurance

Weegy: Insurance exists to provide indemnity, or reimbursement, in the event of an unforeseen loss or tragedy. [ There are different types of insurance policies to cover almost anything you can think of, and countless companies that provide the necessary policies. Automobile Insurance Auto insurance provides protection in the event of an automobile accident or other incident involving a motor vehicle. The policy is designed to pay for damage to property as well as medical expenses of injured parties. Homeowner's Insurance Homeowner's, or property, insurance protects your house or other real estate from unexpected damage or malicious actions. If your home is damaged, vandalized, or robbed, your homeowner's insurance policy will provide funds, typically in the form of reimbursement, to repair or replace those items affected by the incident. Life Insurance Life insurance provides a lump sum of money to your chosen beneficiaries in the event of your death. Some types of life insurance expire after a certain number of years, while other types last forever. Health Insurance Health insurance pays the bulk of your medical expenses when you need treatment. Most policies limit your potential expenses to relatively minor deductibles and participation costs called co-pays. Disability Insurance Disability insurance pays you a monthly benefit if you get injured and are unable to perform the normal functions of your job. These payments will continue until you are well again or until you exhaust your benefits. Long-Term Care Insurance If you need to stay in a nursing home or assisted living facility, long term care insurance will pay a daily or monthly benefit toward the cost of that care. These payments will continue until you no longer need that care or until you have exhausted your benefits. ]
darkangel20|Points 290|

User: example of disability insurance company

User: what is disability coverage characteristics?

Weegy: The coverage characteristics of disability insurance are: 1. The definition of disability (partial or total disability and any occupation or own occupation) 2. The elimination period (when benefits begin) 3. [ The term of benefits (when benefits end) 4. Noncancelable and guaranteed renewable provisions 5. Riders such as COLA, future insurability, residual benefits ans social securtity coordination. ]
MoStWaNteD|Points 1698|

User: What are life insurance characteristics?

Weegy: One characteristic of health insurance is the copay and/or coinsurance. A copay is an amount the insured pays when he or she visits a doctor. It's a set fee (usually in the $20 to $50 range). [ Coinsurance is a percentage the insured pays after the insurer has paid their portion and the provider has written off any disallowed amount, if that provider is contracted with that particular insurance company. ]
ramkitten|Points 2687|

User: What are the characteristics of life insurance?

Weegy: One characteristic of health insurance is the copay and/or coinsurance. A copay is an amount the insured pays when he or she visits a doctor. It's a set fee (usually in the $20 to $50 range). [ Coinsurance is a percentage the insured pays after the insurer has paid their portion and the provider has written off any disallowed amount, if that provider is contracted with that particular insurance company. ]
ramkitten|Points 2687|

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Asked 10/3/2010 11:34:01 AM
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