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Q: Select one goal that is important to you and briefly discuss how this goal will influence your future financial planning.
A: Career growth. Having a good finance right now is very important but we should also look at the future and our standing in that period. Financial planning is the same. [ We should always plan our savings in terms of how financially stable we will become at a certain period of time. (Example: even though we have cash on our savings account, we should still maximize our credit standing and at the
same time make investments based on how we are doing financially right now and in the future.) ]
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Original conversation
User: Select one goal that is important to you and briefly discuss how this goal will influence your future financial planning.

Weegy: Career growth. Having a good finance right now is very important but we should also look at the future and our standing in that period. Financial planning is the same. [ We should always plan our savings in terms of how financially stable we will become at a certain period of time. (Example: even though we have cash on our savings account, we should still maximize our credit standing and at the same time make investments based on how we are doing financially right now and in the future.) ]
aguas_aj|Points 105|

User: Refer to Section 1.3 of Personal Finance. Which part of the comprehensive financial plan do rent and food fall under? What about life insurance, long-term care insurance, and estate planning; which section of the comprehensive plan do these fall under?

Weegy: The most important and tough goal in an individual?s life is setting up long term goals to help him/her financially. It can be anything from savings to house building to children?s education or marriage to retirement plan. [ [ [ These are the basic dreams when a person enters into a job. When a person achieves these goals he/she feels successful and also sometimes elated in the society. If setting up a goal is a big task then the toughest task is to achieve them and plan how to achieve them. There are some definite triggers that a person can use to achieve his/her goals. An urge to do something, certain important events in ones life etc are the biggest clue to accomplish it. There are many hurdles that a person can face while starting the plan. In addition when you have a plan in hand there can be some tasks that can be herculean. But being strict and disciplined always helps any individual to complete his/her set task. Savings: If we take the task of savings then, a person has to evaluate his income and the amount of money he/she wants to save and go accordingly. It includes cutting down discretionary expenses and being economical. A corpus of substantial amount which can then be used to buy plans for regular monthly income is an effective use of the savings. Retirement: Save some of the money for retirement. There are many options available that ensure pension benefits after retirement. These companies need to be studied properly and money can be invested as per one?s convenience. Education: The most costly thing now-a-days is children?s education. We definitely want our children to get the best education by sending them to the best universities. Some of the banks are giving loans at a very reasonable interest rate. We can afford to get these loans and provide them with best universities education without losing our minimal expenses. Most of the banks are giving options for investment into child?s future plans from the moment a child is born. These investments cost less and they take a yearly amount and these investments also go for a short period giving us long term returns. ] ] ]
bettyboop|Points 170|

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Asked 8/4/2010 12:07:59 PM
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