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Do you think that eBanking's efficiencies are worth the reduced personal contact with banks and work force reductions? Do you think that there is a connection between the demise of the local bank and the banking crisis? If so, what are the implications for the future?
Weegy: E-banking and financial services refers to systems that enable banks and financial institutions’ customers to access accounts and general information on bank and financial products and services through a personal computer (PC) or other intelligent [ device. Ebanking products and services can include wholesale products for corporate customers as well as retail and financial products for consumers. Ultimately, the products and services obtained through e- banking may mirror products and services offered through other bank delivery channels. Examples of e-banking and financial services may include: • Cash management • Wire transfer. • Automated clearinghouse (ACH) transactions. • Bill presentment and payment. • Balance inquiry. • Funds transfer. • Downloading transaction information. • Bill presentment and payment. • Loan applications. • Investment activity. • Other value-added services. Implication for future The Internet, as an enabling technology, has made banking and financial products and services available to more customers and eliminated geographic and proprietary systems barriers. With an expanded market, banks and financial institutions may also have opportunities to expand or change their product and service offerings. ] (More)
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Expert Answered
Updated 8/13/2011 8:10:54 AM
1 Answer/Comment
You should do your own work. I am in your class and this should be considered cheating. Loser
Added 8/13/2011 8:10:54 AM
I promise to pay to the order of Bob's Auto Emporium $20,000 (Twenty thousand dollars) with interest at the rate of 7% per annum. What type of instrument is this? Does this instrument meet the requirements for negotiability under the UCC?
Weegy: It seems so. [ Here's the UCC's definition of negotiable instrument (a) Except as provided in subsections (c) and (d), "negotiable instrument" means an unconditional promise or order to pay a fixed amount of money, with or without interest or other charges described in the promise or order, if it: (1) is payable to bearer or to order at the time it is issued or first comes into possession of a holder; (2) is payable on demand or at a definite time; and (3) does not state any other undertaking or instruction by the person promising or ordering payment to do any act in addition to the payment of money, but the promise or order may contain (i) an undertaking or power to give, maintain, or protect collateral to secure payment, (ii) an authorization or power to the holder to confess judgment or realize on or dispose of collateral, or (iii) a waiver of the benefit of any law intended for the advantage or protection of an obligor. here's the link for further studies. - ] (More)
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Expert Answered
Updated 11/10/2011 4:07:10 PM
1 Answer/Comment
What type of instrument is this?
Added 11/10/2011 4:07:10 PM
What are the positive aspects of dams
Weegy: They can assist in controlling flooding on many rivers. Dams can by used to create hydro-electric power. The lakes created are often great recreation areas. User: What are the negative aspects of dams Weegy: Negative aspects of dams: Dams are extremely expensive to build and must be built to a very high standard. The high cost of dam construction means that they must operate for many decades to become profitable. [ The flooding of large areas of land means that the natural environment is destroyed. People living in villages and towns that are in the valley to be flooded, must move out. This means that they lose their farms and businesses. In some countries, people are forcibly removed so that hydro-power schemes can go ahead. The building of large dams can cause serious geological damage. For example, the building of the Hoover Dam in the USA triggered a number of earth quakes and has depressed the earth's surface at its location. Although modern planning and design of dams is good, in the past old dams have been known to be breached (the dam gives under the weight of water in the lake). This has led to deaths and flooding. Dams built blocking the progress of a river in one country usually means that the water supply from the same river in the following country is out of their control. This can lead to serious problems between neighbouring countries. Building a large dam alters the natural water table level. For example, the building of the Aswan Dam in Egypt has altered the level of the water table. This is slowly leading to damage of many of its ancient monuments as salts and destructive minerals are deposited in the stone work from 'rising damp' caused by the changing water table level. ] User: What are some alternatives to dams? Weegy: So Many Dam Alternatives Dams are hardly the only way to meet demand for water, whether it?s new demand due to population growth or to adjust to altered precipitation or runoff patterns resulting ... (More)
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Expert Answered
Updated 9/24/2011 12:54:15 AM
1 Answer/Comment
PROS: Dams can store rain water or water directly from the river itself. Then, in case of a Drought, the dam will still have a relatively constant supply of water. Producing Power. Controls flooding & provides recreational activities such as boating fishing and swimming, if the lake is not being used for drinking water (Dam Society). Simple design makes for inexpensive repairs and maintenance costs (Dam Society). Produce inexpensive (after completion) and clean power. Renewable energy source, because the water is not destroyed by passing through the dam. If needed, dams can be shut down instantly, where thermal plants take hours, and nuclear plants can take days! (Dam Society). Very few breakdowns. CONS: Hydroelectric power production require flooding of entire valleys and scenic areas. Disrupts natural seasonal changes in he river, and ecosystems can be destroyed. Ends flooding that help to clean out the silt in rivers, causing them to clog (Energy Laboratory). The silt that usually flows down to the Beaches and Estuaries is block by the dam. Studies show that the plant decay caused downstream of major dams produces as many greenhouse gasses as more conventional methods of producing electricity. Dams are expensive to build, and due to drought may become useless, or produce much less power than originally planned. A dam being build in Quebec will end up flooding an area as large as Switzerland (Energy Laboratory). Dams can break in a massive flash flood.
Added 9/24/2011 12:54:15 AM
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