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what is a Payment-option loans
Question
Not Answered
Updated 10/5/2011 5:50:14 PM
1 Answer/Comment
A monthly adjusting adjustable-rate mortgage or loan (ARM) which allows the borrower to choose between several monthly payment options: a 30 or 40-year fully amortizing payment, a 15-year fully amortizing payment, an interest-only payment, a minimum payment or any amount greater than the minimum payment. The minimum payment option is calculated based on an initial temporary start interest rate. While this temporary start interest rate is in effect, this is the only payment option available. It is a fully amortizing payment. After the temporary start interest rate expires, the minimum payment amount remains a monthly payment option; however, whenever a payment is made which is less than the scheduled interest-only payment, deferred interest is create Read more:
Added 10/5/2011 5:50:14 PM
What does it mean to have insurance? Choose two types of insurance (auto, home, health, disability, or life insurance) and identify one characteristic of each.
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Updated 10/10/2011 10:40:26 PM
1 Answer/Comment
Insurance is a form of risk management that offers individuals some form of protection against damage. Life insurance, car insurance, health insurance- they all have one thing in common... And that is to protect the policy holder against damage as stipulated in their policy.Auto insurance is about covering your car, while disability insurance is about covering you for a possibility of going out of work due to a severe illness or injury.
Added 10/10/2011 10:40:26 PM
What is the function of life insurance?
Weegy: Life Insurance is insurance for you and your family's peace of mind. Life insurance is a policy that people buy from a life insurance company, which can be the basis of protection and financial stability after one's death. [ Its function is to help beneficiaries financially after the owner of the policy dies. It can also be a form of savings in the long run if you purchase a plan, which offers the option of contributing regularly. Additionally, a little known function of life insurance is that it can be tied in with a person's pension plan. A person can make contributions to a pension that is funded by a life insurance company. These are considered private pension arrangements. In addition, you should also make a list of what you feel needs to be protected in your family's way of life. With a life insurance policy in place, you can: provide security for your family protect your home mortgage take care of your estate planning needs look at other retirement savings/income vehicles ] (More)
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Expert Answered
Updated 10/11/2011 2:38:00 PM
1 Answer/Comment
[Deleted]
Added 10/11/2011 2:38:00 PM
[Deleted]
Added 10/11/2011 2:38:00 PM
Great response
Added 10/11/2011 2:38:00 PM
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