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What is financial planning?
Weegy: In general usage, a financial plan is a series of steps or goals used by an individual or business, the progressive and cumulative attainment of which are designed to accomplish a financial goal or set of circumstances, e.g. [ elimination of debt, retirement preparedness, etc. This often includes a budget which organizes an individual's finances and sometimes includes a series of steps or specific goals for spending and saving future income. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan is sometimes referred to as an investment plan, but in personal finance a financial plan can focus on other specific areas such as risk management, estates, college, or retirement. ] (More)
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Asked 1/14/2013 8:41:18 AM
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What do you consider as your most important goal in your financial plan?
Weegy: The most important goal to me is staying out of debt. Creating a plan that actually works to keep me debt free. (More)
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Asked 1/14/2013 8:52:09 AM
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What role do you think changing economic conditions (inflation, interest rates, consumer spending) play in financial planning?
Weegy: Daily economic activities are another important influence on financial planning. In our society, the forces of supply and demand play an important role in setting prices. Economics is the study of how wealth is created and distributed. [ The economic environment includes various institutions, principally business, labor, and government, that must work together to satisfy our needs and wants. While various government agencies regulate financial activities, the Federal Reserve System, our nation’s central bank, has significant responsibility in our economy. The Fed, as it is called, is concerned with maintaining an adequate money supply. It achieves this by influencing borrowing, interest rates, and the buying or selling of government securities. The Fed attempts to make adequate funds available for consumer spending and business expansion while keeping interest rates and consumer prices at an appropriate level. GLOBAL INFLUENCES The global marketplace influences financial activities. Our economy is affected by both the financial activities of foreign investors and competition from foreign companies. American businesses compete against foreign companies for the spending dollars of American consumers. When the level of exports of U.S.-made goods is lower than the level of imported goods, more U.S. dollars leave the country than the dollar value of foreign currency coming into the United States. This reduces the funds available for domestic spending and investment. Also, if foreign companies decide not to invest their dollars in the United States, the domestic money supply is reduced. This reduced money supply may cause higher interest rates. ] (More)
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Asked 1/14/2013 9:09:29 AM
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What type of psychologist studies the brain?
Weegy: A Neuropsychologist studies the brain and its relation to behavior (may deal more with the MEDICAL side of things, ie., brain tumors, lesions, seizures etc.) A Neurologist is NOT a psychologist, [ but rather a medical doctor. Psychiatrists and Psychologists (broad term), study emotional, behavioral, and personality disorders. Source(s): BA Psychology, Neuropsychology Researcher ] (More)
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Asked 1/15/2013 11:36:28 AM
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Describe in detail, the two methods of language acquisition.
Weegy: The methods used to study language development are mostly quite straightforward. The primary method involves simply recording and transcribing what children say. This method can be applied even from birth. [ Tape recordings become particularly interesting, however, when the child begins systematic babbling and the first productions of words. Using videotape, researchers can link up the child's use of verbal means with their use of gesture and nonlinguistic cries to draw attention to their desires and interests. Methods for studying comprehension are a bit more complicated. During the first year, researchers can habituate the infant to some pattern of sounds and then suddenly change that pattern to see if the infant notices the difference. From about nine months onward, children can be shown pictures of toys along with their names, and then researchers can measure whether the children prefer these pictures to some unnamed distracter pictures. Later on, children can be asked to answer questions, repeat sentences, or make judgments about grammar. Researchers can also study children by asking their parents to report about them. Parents can record the times when their children first use a given sound or word or first make some basic types of child errors. Each of these methods has different goals, and each also has unique possibilities and pitfalls associated with it. Having obtained a set of data from children or their parents, researchers next need to group these data into measures of particular types of language skills, such as vocabulary, sentences, concepts ] (More)
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Asked 1/15/2013 11:54:59 AM
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