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The portion of the Life insurance application that questions the medical background of the applicant as well as current health is: A. Part I. B. Part II. C. Agent's report. D. Inspection report.
C. Agent's report
Expert answered|lycan_1005|Points 735|
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Asked 11/14/2011 11:41:07 AM
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In life insurance, the underwriting process calls for the applicant to be able to prove an insurable interest: A. Within 30 days of policy issue. B. At the time of a death claim. C. At the time of the application. D. Upon policy issue.
Weegy: Under life insurance, for insurable interest to exist, the death of the insured must have a clear and definite financial impact on the policy owner. [ Insurable interest in life insurance is considered to exist if the policy owner and insured are the same person. It is also considered to exist if the spouse of the insured is the policy owner, if a parent is the policy owner and the parent’s child is the insured, if a grandparent is the ... (More)
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Asked 11/14/2011 12:07:38 PM
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Which of the following gives the insured the right to renew a policy at a guaranteed premium? A. Guaranteed renewable. B. Noncancellable. C. Optionally renewable. D. Conditionally renewable.
Weegy: Guaranteed renewable gives you the right to renew the policy with the same benefits and not have the policy canceled by the company. So A. Guaranteed renewable (More)
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Asked 11/14/2011 12:41:52 PM
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The essential element of an insurance contract that specifies that the insurer exchange a promise, in return for the premiums paid by the insured, is known as: A. Conditional. B. Consideration. C. Commission. D. Coinsurance.
Weegy: A. Conditional.A contract in which one party provides something of value to another party in exchange for a conditional promise, which is a promise that the other party will perform a stated act upon the occurrence of an uncertain event. [ Insurance contracts are aleatory because the policyowner pays premiums to the insurer, and in return the insurer promises to pay benefits if the event insured against occurs. Contrast with commutative ... (More)
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Asked 11/14/2011 12:45:44 PM
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The type of conditional receipt under which coverage begins when approved by the insurer is: A. Conditional receipt. B. Approval conditional receipt. C. Unconditional (binding) receipt. D. All of the above.
Weegy: The answer is A. Conditional receipt. User: The entire contract provision states that only the _____ can make changes to the policy. A. Executive officer of the insurer. B. Agent of the insurer. C. Both A and B. D. Neither A nor B. Weegy: The answer is C. Both A and B (More)
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Asked 11/14/2011 12:20:17 PM
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