Question and answer
What merchants accept the Home Projects Visa card?
The Home Projects "VISA" from Wells Fargo is not the same as the traditional retail VISA. It can be used up to your credit line with the sponsoring merchant who got you the card. In my case, this was EP Henry. [ The card can also be used, up to your credit limit, at other merchants who also participate in this program. Wells Fargo will not divulge who those are, but confirmed that Home Depot,
Walmart and Lowes do not participate as a sponsoring merchant. However, the card usually reserves a portion of its limit for regular Visa use. This amount likely depends on your credit rating and overall limit. In my case I have an $8000 limit for Sponsored home projects, and up to $1600 of that limit I can use anywhere Visa is accepted. The interest rate for home projects is set by the sponsor and is usually much better than the basic rate for other purchases. So, I prefer not to use this as a regular Visa. As such, the card has limited use and should not be considered on par with a home equity line of credit. It is essentially a marketing tool for home improvement vendors to use to help a sale along. Wells Fargo has atrocious customer service and homeowners should think twice before getting in bed with them. ]
Expert answered|thewolf010|Points 150|
Question
Asked 3/13/2012 2:08:52 AM
0 Answers/Comments
Get an answer
New answers
Rating

There are no new answers.

Comments

There are no comments.

Add an answer or comment
Log in or sign up first.
25,357,664 questions answered
Popular Conversations
What is sfumato?
5/28/2016 9:44:10 AM| 2 Answers
The main purpose of a budget is to
5/28/2016 9:20:36 PM| 2 Answers
An acceptance is complete and effective only when it has been- - ...
Weegy: An acceptance is complete and effective only when it has been communicated to the offerer.
5/28/2016 11:54:15 PM| 2 Answers
coercive
Weegy: The Coercive Acts were meant to reverse the trend of colonial resistance but actually provoked higher levels of ...
5/29/2016 3:19:03 AM| 2 Answers
Which of the following statements does NOT describe how teens can ...
Weegy: In order to gain the maximum benefits from an exercise program, you should include both cardiovascular training ...
5/29/2016 9:17:54 AM| 2 Answers
The wicked witch and the big bad wolf are examples of A. ...
Weegy: A. Dynamic Characters, characters you know and love from fictional stories. User: If an author wanted to ...
5/29/2016 11:33:48 AM| 2 Answers
Simplify -7 + [5 + (-12)÷3] -6 -34/3 -8
5/28/2016 1:03:54 AM| 1 Answers
Weegy Stuff
S
Points 713 [Total 713] Ratings 10 Comments 593 Invitations 2 Offline
S
Points 699 [Total 699] Ratings 13 Comments 569 Invitations 0 Offline
S
Points 643 [Total 643] Ratings 0 Comments 643 Invitations 0 Offline
S
1
L
L
P
R
P
L
P
P
R
Points 295 [Total 12547] Ratings 2 Comments 275 Invitations 0 Offline
S
L
P
P
P
Points 166 [Total 3543] Ratings 0 Comments 166 Invitations 0 Offline
S
Points 38 [Total 107] Ratings 0 Comments 38 Invitations 0 Offline
S
Points 12 [Total 12] Ratings 1 Comments 2 Invitations 0 Offline
S
Points 10 [Total 10] Ratings 1 Comments 0 Invitations 0 Offline
S
L
Points 7 [Total 4099] Ratings 0 Comments 7 Invitations 0 Offline
S
Points 6 [Total 6] Ratings 0 Comments 6 Invitations 0 Offline
* Excludes moderators and previous
winners (Include)
Home | Contact | Blog | About | Terms | Privacy | © Purple Inc.