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Q: List four factors you should consider when selecting a financial institution
A: In choosing a financial institution, you should consider the traditional three Cs of banking: costs, convenience, [ and consideration. Cost: How expensive is it? What are the monthly fees? Minimum balances? Charges per check? Balance dependent scaled fees? Interest rates received on deposits? Interest rates charged on loans? Convenience: How convenient is it for you to work with the
institution? What is the availability of branches and ATMs? Are they close to your home and work? Does the institution offer overdraft protection, safety deposit boxes, credit cards, etc.? Consideration: The consideration factor is about personal attention. Does the institution offer personalized financial advice and give attention to detail? How important is it that a bank officer remembers your name and is happy to work with you? ]
Expert answered|smp0784|Points 2996|
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Asked 4/15/2012 3:05:19 PM
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