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1. If you find errors on your credit report, what steps would you take to correct them?
Here are steps to take to correct credit report: 1. Request a fresh report directly from the credit bureaus. 2. Pore over the report for errors large and small. 3. Mark up the credit report, highlighting the mistakes. 4. [ Write or type your dispute letter yourself. Don't dispute the error online. 5. Separate disputes into multiple letters. 6. Keep it simple. 7. Include evidence. 8. Mail your
dispute to the credit bureaus - and to the data furnisher. 9. Stay organized. 10. Don't accept no for an answer. Please read more about it at ]
Expert answered|drako888|Points 30|
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Asked 3/1/2013 8:26:55 PM
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What Is Consumer Credit? And what rights does someone have when they use consumer credit
Weegy: Consumer credit is credit extended to individuals for the purpose of allowing them to use goods and services while paying them off. Regional definitions for this concept vary. [ In some regions, any type of loan made for a personal finance activity, including things like mortgages, is considered consumer credit. In other areas, credit for purchases that are considered investments is not classified as consumer credit, and thus mortgages and margin accounts for investments are not forms of consumer credit.Consumers pay for their credit. Origination fees are common with loans, and people also pay interest, as they are repaying the funds they have spent. Issuers of credit use these costs to make a profit on their loans. Interest and origination fees can vary, depending on the customer and the issuer. For certain types of credit, people may be required to take out insurance to protect their ability to repay. For car loans, for example, lenders usually require that borrowers carry comprehensive insurance on their vehicles to repay the loan in the event that the car is totaled. ] (More)
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Asked 2/28/2013 1:58:40 AM
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