When speaking about the topic of retirement planning, the most important thing to consider when analyzing your audience is:
Violent and non-violent offending can be predicted more accurately than is generally believed. [ [ [ It is not difficult to identify a high risk category of people at age 8?10 who have an elevated probability (three or four times that of the remainder) of becoming offenders. This identification can be based on either antisocial behaviour or a deprived background or both. Depending on the
prevalence of offending, the false positive rates may be high or low, but the odds ratio is a better measure of predictive efficiency. Overall, the early prediction of offending in the Cambridge study was quite impressive.
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