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Review Section 4.4.1 of Personal Finance. What are some questions you should consider when opening a checking account?
Before you decide to open a checking account, there are a number of important things that you should take into consideration. Perhaps, the greatest thing to consider is where you will obtain your checking account from. [ [ Many choose to do business with a local bank; however, a local bank is not your only option. If you have not already decided on a financial institution to do business with,
you may want to examine all of your options. Different banks have different requirements and restrictions on opening a checking account. To find the best bank to do business with, you are encouraged to examine all of these requirements and restrictions. One requirement that you may find is a savings account. If you are a new customer, many banks will require you to open a savings account, as well as a checking account. If you are obtaining or have obtained a loan from the financial institution in question, you may not be required to open a savings account. As previously mentioned, all banks are likely to have their own requirements. In addition to a savings account, you may find that you need to have a certain amount of money to be able to open up a savings account. If this requirement is in place, it is often a small amount. Most banks require at least a fifty dollar deposit, but you may be able to find one with a deposit requirement as low as twenty-five dollars. You will also need to determine whether or not you will need to have a set amount of money in your account at all times. For instance, if you were required to open an account with fifty dollars, you may have to have fifty dollars in your account at all times. If you do not have the money, you may be charged a small monthly fee. While it is important to examine what you will need to have or do to open up a checking account, it is also important to examine any fees that you may be charged. Many banks have a monthly fee. This fee is often referred to as a bank service charge. As a free promotional gift, you may be able to receive a free set of checks from your bank. If this gift is available, it is often only temporary. It is likely that you will have to purchase any additional checks in the future. ]
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Asked 10/19/2010 9:06:26 PM
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Asked 10/25/2010 9:16:16 PM
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what do capacity mean?
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Updated 90 days ago|1/23/2014 4:28:37 PM
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"Capacity" can mean the ability to hold something, a measure of the volume of a container, or the maximum amount that can be contained.

Added 90 days ago|1/23/2014 4:28:37 PM
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